100% Mortgage Loan Refinancing

1 Second Mortgage can help you find 100% lending online. Our lenders are now offering fixed rate mortgage refinancing and cash out second mortgages for all ranges of credit levels. People can use the security of their home and cash in to get funds for home improvements or pay off their rising bills. No equity is needed with 100% refinancing or 125% second mortgage loans.

• No Equity 1st or 2nd Mortgages
• No Private Mortgage Insurance Required
• Fixed or ARM Interest Rates
• Minimum 580 FICO
• Mortgage Loan amounts to $1,500,000
• Financing for refinancing, bill consolidation and cash-back
• No reserves required with mortgage refinance programs
• Debt Ratios up to 55%
• SFR, Condo, MFR

Interest Only Payments		100% Refinancing
	2nd Mortgages
	Interest Only HELOC
	Home Improvements with Equity Lines of credit
	Bad Credit Financing
No Equity Home Loans		Fixed Rate Refinancing

100% First Mortgage
If you are looking to refinance out of an Interest Only or Negative Amortization mortgage give 1 Second Mortgage a call.

• Fixed or Low Rate Variable Loans
• Minimum 600 FICO for refinance
• Jumbo home loan amounts to $750,000
• DTI up to 50%
• SFR, Condo, PUD
• No PMI required

100 - 125% Fixed Rate Second Mortgage
Choose from 15-30 year terms fixed rate for a shorter period or for the life of the loan these loans are a great compliment to our second mortgage line.

• 15 - 30 year fixed rate
• Interest Only or Principal and Interest
• Minimum 600 FICO
• Rate and term refinancing or cash back
• DTI up to 55%*
• SFR, Condo, MFR
• Non-owner occupied programs available
• Stated income 2nd mortgages to 100%
• Full documentation needed for 125% loans