Home Equity Loan and Equity Line of Credit with Bad Credit Ok!

Looking for a low interest Equity Line or Fixed Interest with an Equity Loan? We can direct you to the Top lenders in the country. We can find you a Home Equity loan whether you have poor or excellent credit! More and more applicants are coming to our website to find a lender that specializes in 2nd chance equity loans for people with bad credit scores. Even if you had a bankruptcy or foreclosure, there may be an opportunity for you to consolidate bills or even obtain some quick cash!

Cash in your increased home equity, and consolidate your bills, and consider improve or your house with a new roof, fresh landscaping, or possibly even adding a room. Compare the characteristics of an installment loan with a fixed interest rate versus the revolving line of credit that has a variable rate of interest.

Affordable 2nd Mortgage

Find the Best 2nd Mortgage Online

Meet lenders that specialize in cash back loans, second home mortgage lines of credit and 2nd loan refinancing from 75-100% with fixed rate options.

  • Best Rate Refis
  • Cash Credit Lines
  • No Cost Mortgages
  • Consolidate Debt
  • Low 2nd Mortgage Rates

Let our mortgage lenders help you compare home equity loan and rate options. Our lending partners offer second mortgages and home equity credit lines for most types of credit! If you applied for a loan online and it was rejected recently, consider this cost-effective secondary financing alternative to use your home equity and refinance loan before the adjustable rate period kicks in and increases your monthly payments. 

Many consumers have decided to refinance debt and reduce their monthly payments with a fixed rate home equity loan. Refinancing your home equity line with a fixed interest mortgage is suggested if the interest rates have become variable. 

Select from popular loan programs that are designed for refinancing your 1st mortgage or consolidating your second mortgage.

  • Fixed Rate Home Equity Line Loans
  • Home Equity loans up to 100%
  • Bad Credit Equity Lines with Adjustable Rates

Fixed Rate Home Equity Loans or Revolving Line of Credit?

Home Equity Loan Terms
Interest Type: Fixed Simple Interest
Home Equity Terms: 10, 15, 20, or 25 year re-payment schedules
Loan to Value: 90%, 100%, 125%
Credit Levels: Excellent, Fair/Poor and Bad credit scores
Documentation: Complete income (W2's and pay-stubs) or Reduced Doc
Mortgage Rates: Call for today's rates or get a Free Home Equity Rate Quote

Check current Home Equity Rates now!

Home Equity Line of Credit Terms
Interest Type: Revolving Variable Interest
Home Equity Draw:

10, or 15-year Draw
With 5 or 10 or re-payment schedules

Loan to Value: 80%, 90%, 100%
Credit Levels: Excellent, Fair/Poor and Bad credit scores
Documentation: Complete income (W2's and pay-stubs) Stated or Reduced Doc
Mortgage Rates: Call for today's rates or get a Free Credit Line Rate Quote

Get Cash for Consolidating Debts & Make Home Improvements.

Get a free quote from 2 to 3 Top Ranked Equity Lenders.

Apply Now for a Home Equity Line Loan and see why #1SecondMortgage.com is the Financing Solution you've been looking for. Easy online form takes under 1 minute to complete!

Free Home Equity Loan Quote

Not Much Equity Required on Bad Credit Home Equity Lines! Talk to a loan officer today

2nd Mortgages 90 -125%
* Lock a Fixed Rate

Cash Out for Home Improvement?

Good Credit?
Fair Credit?
Poor credit?
Apply Now

Online Home Equity Rates
Quick loan & rate quotes
•  Quotes 4 lenders

  • Learn How to Eliminate the credit card debt with a debt consolidation loan Apply Now

  • Let the Brokers & Banks compete for your business! click here

  • Loans 70-100% of the Value of your home! Find out what LTV you qualify for.

  • No Application Fee!

How Low Can Your 2nd Mortgage Payment Go?
- Fixed Rate Loans
- Interest Only Payments
- 1st & 2nd  Combo Loans

#1 Second Mortgage Inc. will connect you with 4 lenders who offer the most competitive rates in the nation.

We can help find you the right residential financing options with 2nd mortgage loans for most types of credit! If you have been turned down lately, this is your second chance to access your home's equity and consolidate those bills that are becoming very irritating!