Second Mortgage Loans with No Equity Required!

Low Interest Second Mortgage

Consolidate Your Debt with a second mortgage that has a fixed low monthly payment

Cash Out for Home Improvement, Repairs and Rehabilitation!

Low Interest Rate
Fixed Mortgage Loans

2nd Mortgages 90 -125%
* Lock a Fixed Rate

Online 2nd Mortgage Rates
Quick loan & rate quotes
•  Quotes 4 lenders


Second Mortgage

Finance experts say that a second mortgage may be the best method of equity financing available today for homeowners. Listen to the experts and use your home equity wisely. A second mortgage is highly recommended consolidating debt and financing home improvements.

A second mortgage loan is widely considered to be cost-effective financing tools to pay off high payments and ARM loans that are risking payment increases. Refinance credit accounts that you want and need to disappear!

Free Second Home Mortgage Quote

Preferred Loan Type
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Property Value
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1 Second Mortgage Inc. will help you shop for the lowest rate and compare the program details for second mortgage refinance and cash out options.

Our second mortgage lending partners provides home equity loans and rewards borrowers with perfect credit with lower 2nd mortgage rates.

Even as the market has changed, we continue to provide bad credit second mortgage liens for consumers with impaired credit! Even if you have had a loan application rejected recently, our underwriters are worthy for you to get another chance.


Our Second Loan Officers are here to serve your financial needs!

We will connect you with 3 to 4 second mortgage lenders who offer the most competitive rates in the nation.

Revising your credit line or HELOC with a fixed interest morgage is suggested if the interest rates vary. If your credit line rate is above "Prime", we suggest mortgage refinancing with one of our fixed rate 2nd mortgages. Ask your loan officer about the "Quick Fix" loan that features a streamlined mortgage process and limited closing costs.
Second Mortgage w/ Fixed Rate
Consolidate Adjustable Interest
Home Equity Loans
Refinancing High Rate Debt

Select from loan products that were designed for refinancing your 1st mortgage or consolidating your 2nd mortgage.

Check current second mortgage rates now!

We can help find you the right residential financing options with 2nd mortgage loans for most types of credit! If you have been turned down lately, this is your second chance to access your home's equity and consolidate those bills that are becoming very irritating!

  • Fixed Rate 2nd Mortgages
  • Home Equity loans up to 125%
  • Adjustable Rate Credit Lines
Second Mortgage Terms: 10, 15, 20, or 25-year re-payment schedules
Loan to Value: 90%, 100%, 125%
Credit Levels: Excellent, Fair/Poor and Bad credit scores
Documentation: Complete income (W2's and paystubs or Reduced Doc)
Mortgage Rates: Call for today's rates or get a Free Rate Quote Click Here

Apply today and see for yourself that we may be the financing solution you've been looking for.

NO Cost to Apply!
NO Obligation required!
NO Equity Required!
Easy online form takes under 1 minute to complete!

** 2nd Loan Product Enhancements **

Second Loan Programs (HELOC, Fixed, Balloon 30/15) have been enhanced.

Increased loan sizes
Lower credit scores
Use current appraised value

Apply Now for a Second Mortgage!

Refinance variable credit card debt with a fixed interest loan! Apply Now

Let our Second Mortgage Lender Partners compete for your loan business!

Borrow up to 125% of the Value of your home! click here

No Application Fee!

Home Equity Lines
•  Credit up to 100%

No Closing Cost Option

Low Rate Loans Online
* Quick Approvals!

Second mortgage applications declined again as the credit crunch has tighten underwriting guidelines for home equity loan programs.

Second Mortgage Refinancing