Can I Get a Second Mortgage Behind a FHA Lien?

Yes, FHA allows second mortgage financing up to 96.5% loan to value. Until recently FHA allowed subordinate financing up to 125%. Today with a FHA loan you must keep your 2nd mortgage loan balance below your home's value. It is important to remember that with loans under the Fair Housing Administration programs that there is a monthly mortgage insurance payment in addition to your FHA loan payment.

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